Health Insurance Guide for the Sweden Working Holiday Visa

Volare Editorial | April 17, 2026

Having robust health protection is an essential requirement for any young person wishing to apply for this exchange program. Swedish regulations aim to ensure that every participant has the means to face any medical eventuality without becoming a burden on the Nordic country's public health system.

Mandatory Nature and Minimum Coverage

For the application to be admitted for processing, it is mandatory to present a travel insurance policy that meets the standards required by Migrationsverket. This insurance must offer comprehensive medical coverage that includes:

• Emergency Medical Assistance: Full coverage for sudden illnesses or accidents during the stay.

• Medical and Funeral Repatriation: Guarantee of transfer to the country of origin in case of serious illness or death.

• Continuous Validity: The law requires the participant to maintain their private insurance active throughout the entire duration of the stay in Sweden.

Exemptions to the Insurance Requirement

There is an important distinction based on specific bilateral treaties: Australian citizens are exempt from presenting this private insurance as a requirement for application, due to existing health reciprocity agreements between both nations. For all other nationalities, insurance remains a strictly mandatory document for visa approval.

Return Ticket Requirement and Return Guarantee

An element that remains valid and mandatory at any stage of the process is the accreditation of transport means. The applicant must include in their planning the possession of an already issued return ticket to their country of origin. If they do not have the ticket at the time of management, they must clearly demonstrate that they have the additional funds necessary to purchase said return ticket once their annual experience in Swedish territory is over.

Final Considerations on the Policy

When submitting the electronic application, the certificate of coverage must be attached in English or Swedish. It is vital that the document clearly specifies that the protection extends for the 365 days of validity granted by the residence permit, thus ensuring a protected stay in compliance with Swedish law.

For detailed information, last-minute updates, and specialized advice on this process, we invite you to consult the Working Holiday Visa de Volare section, where you will find additional resources to plan your trip successfully.