Medical Insurance for the Luxembourg Working Holiday Visa

Written by Volare | May 20, 2026

When planning your trip to the Grand Duchy, ensuring your health coverage is one of the most important steps to guarantee your peace of mind and compliance with immigration rules. The Ministry of Foreign and European Affairs of Luxembourg establishes very precise requirements regarding the protection you must contract for your stay under the Luxembourg Working Holiday Visa (WHV) program.

Medical coverage requirements

To be eligible and obtain your visa approval, it is mandatory to present an insurance policy that meets the following technical conditions:

• Coverage amount: The policy must guarantee a minimum capital of 30,000 EUR.

• Validity: It must cover your entire stay, that is, a minimum period of 365 days.

• Mandatory scope: The coverage must explicitly include both work accidents and medical repatriation (as well as repatriation of mortal remains).

  
  

Flexibility in insurance choice

It is important to note that, under current regulations, there is no legal obligation to contract a local or state Luxembourgish insurance. Applicants are free to contract an international travel or health insurance policy that meets the aforementioned standards. This flexibility allows participants to seek the option that best fits their budget, provided that the certificate of coverage issued by the insurer is clear and detailed regarding the amounts and benefits included.

This verification of health solvency prevents participants from facing financial risks in the event of health emergencies in a country with high medical costs, ensuring that the traveler is self-sufficient during their entire year of stay.

To ensure you have the appropriate support and the most detailed information at every step of your application, we recommend consulting the complete guide on Volare's Luxembourg Working Holiday Visa (WHV).